In life, we all end up getting what we truly want—not what we say we want, but what we prioritize, believe, and work toward. This is especially true when it comes to money. Our attitudes toward wealth profoundly shape our financial reality, whether we’re aware of it or not.

As someone who has struggled with these beliefs in the past, I’ve noticed a striking pattern in how people—especially those in poor or middle-class situations—talk about money. It’s not just about their bank account balance; it’s about the stories they tell themselves and the beliefs they hold onto.

Let’s dive into some of these common statements and challenge them head-on.

“There’s More to Life Than Money”

You’ve probably heard this one, maybe even said it yourself. And sure, it’s true—relationships, purpose, and health matter deeply. But here’s the contradiction: most people spend the majority of their waking hours working for money.

If money isn’t important, why do we trade our time—our most precious, non-renewable resource—for it? The truth is that money is important. It’s a tool that enables us to live comfortably, provide for our families, and pursue the things that bring us joy. By dismissing its importance, we often avoid taking the steps needed to manage it wisely.

“Money Can’t Buy Happiness”

No, it can’t buy happiness directly—but let’s not pretend that poverty is the golden ticket to joy. Poverty can’t buy nutritious food, a safe home, healthcare, or the freedom to spend quality time with loved ones.

Research has shown that money contributes to happiness up to a certain point—by alleviating stress and providing security. Beyond that, it’s about what you do with it. Wealth isn’t inherently good or bad; it’s a neutral force. What matters is how we use it to create a better life for ourselves and others.

“The Love of Money Is the Root of All Evil”

This one run deep, rooted in centuries of moral teachings. But let’s get clear: money itself isn’t evil. It’s a tool, like fire. It can destroy, but it can also warm, illuminate, and cook a meal.

The real issue isn’t money, but greed, selfishness, and the misuse of resources. Loving money for the power it gives you over others might lead to harmful outcomes, but loving money for the opportunities it provides can be transformative. Imagine the good you could do with more resources—providing for your family, donating to causes you care about, and building something meaningful.

Luck: An Excuse or a Catalyst?

There’s an interesting divide between how wealthy and less wealthy people view luck. Wealthy people acknowledge luck as a factor—but they see it as part of the equation, not the whole story. Hard work, strategy, and persistence are the other pieces.

On the other hand, it’s common for those struggling financially to lean on luck as an excuse: “If only I were lucky, I’d be successful too.” This mindset robs us of our power. Luck may open a door, but it’s up to you to walk through it—and keep walking.

Reframing Money as a Force for Good

To build wealth, we first need to shed these limiting beliefs about money. Instead of seeing money as the enemy, we need to view it as a partner in our journey. Here’s the shift:

• Money can empower you: It gives you choices and freedom.

• Money can strengthen your family: It allows you to provide security and opportunities for those you love.

• Money can create positive change: When used wisely, it can uplift not just your life but entire communities.

A Positive Money Mindset

If you want to improve your financial situation, start with your beliefs. Ask yourself:

• Do I see money as a source of stress or a source of possibility?

• Am I blaming external factors, or am I taking responsibility for my financial future?

• Do I believe I’m worthy of wealth and capable of achieving it?

The truth is everyone gets what they want. If we want a life of financial freedom, we have to want it deeply enough to change our habits, challenge our beliefs, and take consistent action.

By shifting our mindset and embracing money as a tool for good, we can build a brighter future—not just for ourselves, but for our families and the world around us.

So, what do you truly want?

Author: Obsidian A Freeman